On the surface, loyalty programs are designed to reward consistent customers—those who concentrate all of their flying or hotel stays within a single brand or alliance. But in reality, there can be compelling reasons to keep multiple irons in the fire. In this deep-dive post, we’ll explore both sides of the debate, give you real-world considerations, and (hopefully) help you figure out which strategy is right for you.

With countless options available, from budget inns to five-star resorts, how do you make the right choice? This guide will help you navigate the world of accommodations, ensuring you find the perfect hotel for every trip.

Earning and redeeming airline miles can unlock incredible travel opportunities, but not all miles are created equal. Some loyalty programs offer exceptional value for premium cabin redemptions, while others shine for their flexibility or partner network. To help you navigate the world of airline miles, we’ve broken down the most valuable programs for 2025 and how to maximize their potential.

Over the years, I’ve come to see airport lounges as a second home—spaces where I can catch up on emails, grab a tasty bite, or even indulge in a quick shower before a long flight. And as we move into 2025, there have never been more ways to access these exclusive spaces without going broke.